FAQ

WHAT IS A LOYALTY REPAYMENT PLAN?

R. A loyalty repayment plan is a fixed-term investment contract, issued by Lloydshare, that provides a one-off income payment to the annuitant, at an agreed future date.

WHAT COMMISSION DO YOU TAKE ON MY INVESTMENT?

R. None. We are guaranteeing you a fixed sum return, by the terms and conditions, and any money your investment makes over and above that projected amount is our profit. That is how you can be confident that we will do all we can to ensure your investments reach at least the expected levels of growth.

IN WHAT WAY IS THIS INVESTMENT-LINKED TO MY VACATION MEMBERSHIP?

R. The Lloydshare Loyalty Repayment Plan is designed to repay the whole cost of your Vacation Membership over the full term, by making use of the potential for Offshore investment growth within specific Tax Haven allowance rules. It is the long-term, fixed nature of the plan which helps to ensure the required levels of return on a comparatively small investment, just 5.75%. The plan is supported by resorts because:

•The reassurance of a final cash payout makes purchasing membership more attractive.
•It encourages members to keep their membership in good standing throughout the 25-year term.

WHAT ARE THE BENEFITS OF A LOYALTY REPAYMENT PLAN ?

R. A Loyalty Repayment Plan offers total reimbursement of the value of your Vacation Ownership purchase.

Also, there is the facility in some cases to increase the projected return to accommodate other ongoing expenses, like airline tickets and maintenance fees. This is known as upgrading and is usually arranged directly with Lloydshare representatives.

WHAT ARE THE FEATURES OF THE LOYALTY REPAYMENT PLAN

R. Loyalty Repayment Plan has many advantages:

•Tax-Free: Lloydshare Loyalty Repayment Plan enjoys tax-free growth.
•Liquidity: A Loyalty Repayment Plan offers financial liquidity for you at the maturity date.
•Income: Your Lloydshare Loyalty Repayment Plan provides you with a lump sum payment upon maturity. You can set up your options to meet your needs and lifestyle at that time.
•Probate avoidance: Assuming a proper beneficiary election, Loyalty Repayment Plan are not subject to probate. Because Loyalty Repayment Plans are essentially insurance contracts, your assets pass directly to your beneficiaries.

WHEN SHOULD I NOT PURCHASE A LOYALTY REPAYMENT PLAN ?

R. Loyalty Repayment Plans are uniquely suited for saving for your future, and providing a lump sum payment at maturity. It makes no sense to purchase a Lloydshare Loyalty Repayment Plan except for the long-term.

WHAT HAPPENS ONCE I HAVE PURCHASED A LOYALTY REPAYMENT PLAN ?

R. You will be sent a welcome package to confirm your Loyalty Repayment Plan, including a signed certificate and full terms and conditions. You should study the terms and conditions, and retain the document in a safe place. Your money will be invested and managed by our financial experts. The Loyalty Repayment Plan package is a long-term investment, and so there will be no need for any separate action while it is growing.

HOW OFTEN IS THE LOYALTY REPAYMENT PLAN REVIEWED?

R. Lloydshare Loyalty Repayment Plans as a whole are continually monitored and scrutinized to maintain maximum returns. As your money is deposited into a collective fund, which is split amongst a range of asset investments, your individual proportion is not monitored separately, but your entitlement to a portion of the fund’s growth is what we have on record, and the fund itself is continually monitored.

WHO MONITORS MY INVESTMENT?

R. Lloydshare’s financial team of experts who have many years of experience.